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为了存钱为了攒钱我们每日都在奔波，不管是从工作上面，还是从额外的娱乐项目博彩上面，赚到更多的钱都是我们的期望与目标~8 w( }/ T% r2 R
大家赚来的钱除了正常的开销以外一定会攒起来存到银行里面，这些就被称为备用的钱~
; O/ \# }' e2 ]0 a6 ^+ a盈盈接触过的很会理财的人都是这样来安排的，
+ [! c/ O8 q: E8 @0 X d9 q# r* y3 ?把每月的收入固定分为5份：; j- P, x. ^; @6 z! p+ ?2 c* |0 }6 {
1 日常花销
% O' d! `# e. z+ T# m6 k2 养家糊口
: M8 ~; D) s' o3 孝敬父母) o4 D7 F( |' B9 m
4 投资理财
& x' i3 i' H4 W8 h6 S7 ] a. m5 备用的钱, x+ S% Y0 w Q4 j% B9 |/ m3 X
备用的钱是用来做什么的呢？
& C3 j' n" M4 N; ^1 h" [平日里把部分钱存起来，以备不时之需。当我们遇到变故或者是一些突发事件，备用的钱就是我们唯一的依靠。
) T2 x# l& V' M- i s. K2 f有了备用的钱就很踏实的感觉，一生中总会有顺心和不顺心，谁也说不准，前一秒和后一秒都会产生什么变化~
p2 E5 t* v4 z1 {盈盈自小在菲律宾长大，但是受的教育还是天朝非常传统的。& c5 j, ?/ m. I
来说说菲律宾人的习惯和天朝人的习惯做一个对比：
# C7 ?# A1 W1 F& D; c7 w5 L菲律宾人消费习惯跟西方国家差不多，称之为"月光族"，没有留任何备用钱的习惯，也因为地理气候的原因，很多人没有钱的时候就睡在路边上，饿了就爬到树上摘一个椰子来吃，一年四季都是夏天，也不怕被冻着，也不怕挨饿~
a* D$ `' G8 a3 m4 o2 F* _天朝人的消费习惯非常的保守，称之为"存钱族"，我们会在固定的时间把暂时不需要的钱全部存起来，做到"缸里有粮，心中不慌"，备用钱充足，这是天朝人数千年以来流传下来的传统好习惯~
! n: \1 D4 }7 W- c+ I% k+ g希望大家不管在什么时候，一个好的理财观念和方法要有~博彩赢多了的时候记得拿出部分进行消费，除了犒劳自己和家人，不要忘记存到备用钱一部分喔~
2 x' D9 k( M0 k8 _7 W
4 l: _2 i- B6 d% P3 j
& F/ o# U- [! j3 C# l. t最后来一个小笑话，
( m/ J# e+ K; T; L& v# S2 w7 b在爱情公寓里面，盈盈记得关谷曾经说过一句话：“以前我听说你们天朝人很谦虚，可是来到这里我发现原来并不是，因为我看到大街上很多房子写着“天朝很行，天朝工商很行，天朝农业很行，广东发展很行…”;P' q% t% s+ _0 {- Y6 C7 u* \
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8 v: k6 @( i3 u
慢慢来攒，正常的工作和生活所需的费用也是靠双手和智慧赚来的，节约是福，省着点，备用的钱就积少成多啦~ |
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% c$ J2 T5 a+ D' p6 A2 \
{:4_99:}是的呢，家有余粮怎么着也不怕饿到~ |
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$ N" x, | R; C+ r中奖哥哥谦虚了，看您平日里发的帖子晒图，盈盈就知道您是一个非常有计划性的人~理性博彩非常好~ |
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1 日常花销/ o) Q. L% X8 a8 ^3 H/ r+ {/ [3 ^
2 养家糊口: a7 a7 B- j' h) U
3 孝敬父母
9 }+ t* P/ F( r" E5 z( [$ @往下就没有了 |
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