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" a& c n* E+ R7 r' ]9 | 1.什么是USDT ! n( e; J4 M8 B4 Y( k7 D9 E
$ l- L8 s* t7 nUSDT是Tether公司推出的基于稳定价值货币美元（USD）的代币Tether USD（下称USDT），1USDT=1美元，用户可以随时使用USDT与USD进行1:1兑换。Tether公司严格遵守1:1准备金保证，即每发行1个 USDT 代币，其银行账户都会有1美元的资金保障。用户可以在 Tether 平台进行资金查询，以保障透明度。用户可以通过SWIFT电汇美元至Tether公司提供的银行帐户，或通过交易所换取USDT。赎回美元时，反向操作即可
6 m0 e6 u1 A4 V7 f2 J+ Y2.特点
3 x7 }) ^: h. ^- ^& j直观：USDT与美元是等值的，1USDT=1美元。每个币种=多少USDT，也就相当于是它的单价是多少美元。 7 L+ U B \# f1 g% c. c; N/ O6 |: E
稳定：因为泰达币是由法币支撑的，用户可以在不受多数区块链资产价格波动影响的情况下仍然在区块链资产市场上进行交易。
4 v# {; `' K0 L$ I" B* G透明：泰达币的发行公司Tether 声称其法币储存账户有定期审计以确保市面流通的每一枚泰达币有对应的一美元为支撑。储存账户状态是公开的，可以随时查询到。此外，所有的泰达币交易记录都会公布在公链上。
% }: f! C+ {2 u* m; O2 P) C8 D+ A小额交易费用：在Tether账户间交易或者在储存有泰达币的钱包间交易都不收手续费。将泰达币转换为法定货币时需要收取交易服务费。
3 C( a" d2 Q5 V# c目前市值前十加密货币一览
9 ^4 B2 v9 J& A9 L$ Y+ A1.BTC，2009由中本聪创建中文名为比特币 3 _/ s8 R+ V& s: K+ }
& N4 e3 b& _) ]7 d. e1 g
2.ETH，ETH是一个基于区块链的软件平台可通过原生代币在全球范围发送和接收而不受第三方干扰中文名为以太坊 # G: g; F7 \" B4 H2 [4 R- z
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3.USDT，中文名为泰达币是一种跟法币挂钩的加密货币 . O* I' d3 S c& m
% d8 p( V$ ~1 g* K4.BNB，中文名为币安币是全球最大的交易所代币专为币安的生态系统服务 `5 {* L0 H7 t7 N1 M+ @) T8 ~
6 u* a$ f3 ^) F# S8 M$ c+ S
5.XRP，中文名为瑞波币XRP是一种可用于支付的数字资产，通过开源无许可去中心化区块链技术可在3~5秒结算交易
^6 J: F0 x; _
8 B2 W+ j2 q2 g1 a6.LUNA，中文名为露娜是Terra的原生代币是一种算法稳定币也是一个无需信任可编程的区块链电子商务平台
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7.ADA，中文名为艾达币Cardano于2015年立项启动，其头号 |
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